NBT BANCORP INC. Stock – Fundamental Analysis

Price
50.18
10/14/2026
Oct 1996
Oct 2026

Fundamental Data & Ratios (Balance sheet update: 3/16/2026)

Balance Sheet Total Assets 15,995,100,000.00 ROE 11.86 %
Balance Sheet Total Equity 1,896,220,000.00 ROA 1.06 %
Cashflow Capital Expenditures -16,302,000.00 P/FCF 11.66
Cashflow Free Cash Flow 218,916,000.00 – –
Cashflow Operating Cash Flow 235,218,000.00 P/CF 10.85
Income Earnings per Share (diluted) 3.33 Div. Yield 2.83 %
Income Net Income 169,235,000.00 P/E 15.07
Income Shares Outstanding 50,875,200.00 P/B 1.35
Income Total Revenue 867,433,000.00 P/S 2.94

Ratios calculated on: 10/14/2026

Company Description

NBT Bancorp Inc. is a financial holding company. The Company´s business, primarily conducted through the Bank but also through its other subsidiaries, consists of providing commercial banking and financial services to customers in its market area, which includes central and upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts and the greater Burlington, Vermont area. The principal assets of the Company consist of its subsidiaries, including: NBT Bank, National Association (the Bank), NBT Financial Services, Inc. (NBT Financial), NBT Holdings, Inc. (NBT Holdings), Hathaway Agency, Inc., and CNBF Capital Trust I, NBT Statutory Trust I and NBT Statutory Trust II ( the Trusts). On February 7, 2012, it purchased a building in Lenox, MA. On June 8, 2012, the Company acquired all of the shares of Hampshire First Bank (Hampshire First). In March 2013, the Company announced the merger with Alliance Financial Corp.

Advanced Analysis Features

Additional comparison and history views are available after login.

Finanzoo GmbH assumes no liability for the accuracy of the information provided! All information is provided without guarantee. Sources: www.bundesanzeiger.de, www.sec.gov, www.nbtbancorp.com
All metrics and scores are an automated evaluation and not investment advice or a recommendation to buy or sell. Finanzoo GmbH or its shareholders may themselves hold positions in the securities shown. Learn more